How to Get Paid Safely When Using Facebook Marketplace

Facebook Marketplace is a great way to sell unwanted items. With no transaction fees like other ecommerce platforms, it’s simple and your items for sale will be displayed to thousands of users. However, Marketplace does not have a built-in payment feature. It is up to the buyer and seller to agree on an acceptable form of payment.

Of course, sellers are wary of not getting paid. With so many online scams, they need to be careful when it comes to payment methods. In this article, we’ll discuss the best ways to get paid when a listing sells on Facebook Marketplace.

Safest ways to get paid when using Facebook Marketplace

Once you have a confirmed buyer, the next step is for them to pay you. This is the most important part of the transaction, so you want to make sure you get paid in the safest way. Never send an item before you have received the payment. While most Marketplace buyers are honest, there are scammers in the mix. To avoid problems, here are the most reliable payment methods to use.

Arrange a local pickup

Facebook Marketplace is designed for local selling. The default setting for the listings is a local radius of 40 miles. While users can broaden the search range, the maximum search radius is 100 miles.

If you meet the buyer in person, you can ask for cash payment. This will eliminate any kind of online payment scams. You can also use your preferred online payment method. Apps like Venmo, PayPal, and Google Pay are popular. However, some may charge transaction fees. Make sure the buyer sends the payment through the app, and once you get the confirmation, you can give them the item.

Always meet the buyer in a public place. A local coffee shop or store, places where other people are around are good choices. Some police stations allow people to meet in their parking lots to ensure everyone’s safety. If you feel uncomfortable meeting a stranger, you always have the option to bring a friend.

Online payment methods

When meeting a buyer in person or for items you need to ship, an online payment app is a secure way to receive payment. Google Pay, Apple Pay, Venmo, PayPal, and Zelle are all good options. They are reliable and do not pass on your bank details directly to the buyer.

Since the buyer contacts you through Facebook Messenger, it makes sense that they pay you through the app. While not directly linked to your Marketplace account, buyers can pay through this method. Messenger allows you to send and receive money using PayPal or a Mastercard or Visa debit card.

If you haven’t already set this option on Messenger, here’s how to do it with an Android or an iPhone:

  1. Start the “Facebook” app.
  2. Tap the three horizontal lines.
  3. Scroll down and find ‘Settings & Privacy’, then select ‘Settings’.
  4. Tap ‘Payments’.
  5. Find and click on ‘Pay Facebook’.
  6. Choose ‘Add payment method’.
  7. Press “Credit or Debit Card” or “PayPal”.
  8. Enter the required information and click “Done” when you are done.

You can now accept payments directly from the Messenger app and the money will go straight to the account you set up in Facebook Pay. Here you can submit a payment request to the buyer. If you’re not sure how to do this, follow these steps:

  1. Launch the Messenger app and open the chat with the buyer.
  2. Tap the “+” icon located just below the chat window on the left side of the screen.
  3. Select the “Dollar Sign” icon.
  4. Click the “Edit Amount” button and enter the payment amount.
  5. Press “Pay”.

The buyer receives a payment request and can easily pay you for the Marketplace item they want to buy.

Things to consider when accepting a marketplace payment

To make sure you get paid safely for a Marketplace sale, there are a few things to keep in mind. As mentioned above, cash payment or using a personal online app are the safest ways to get paid. Some Marketplace buyers may want to pay you in a different way. To secure your payment, here are some things to keep in mind when accepting other methods.

Some buyers may not want to use online apps to pay and prefer to send you a check. If you agree to this payment method, do not ship the item until you have received the check and it has been approved by your bank. Unscrupulous buyers may cancel payment on the check before it is cashed.

Another thing to consider when accepting payment by mail is that you must provide the buyer with an address to send the payment to. This will reveal your home address, something you may not want to do. If you are not comfortable accepting payments through the mail to your home, consider purchasing a PO Box from your local post office.

  • Make sure the means of payment are legitimate

If a buyer prefers to pay with a cashier or certified check, it could be a red flag. These types of payments can be false. With a variety of trusted apps and online banking services, check payments are outdated. Be wary of a buyer who wants to pay this way.

Do not accept gift cards as a method of payment, as they can also be counterfeit and unusable. Gift vouchers are intended to be used as gifts, not as means of payment. Buyers who insist on paying with a gift card are most likely trying to scam you.

  • End contact with a buyer you are not comfortable with

Fortunately, you don’t have a legal contract with a potential Marketplace buyer. If you’ve agreed to sell your listing to a buyer, you don’t have to deliver the item until they’ve paid. Buyers who harass or insist on any form of payment that you are not comfortable with have no legal right to force you to accept their terms.

If this happens to you, end the conversation and do not engage with them further. If you’ve been in contact with them on Facebook Messenger, you can block them. This prevents them from trying to continue the conversation.

Follow these steps to block someone on Messenger:

  1. Open the chat with the person you want to block.
  2. Tap their “Profile Photo” at the top of the screen.
  3. Scroll down and select ‘Block’.
  4. If you think they’ve been abusive, you can also click “Report” and give Facebook information about the incident.

Marketplace Secure Payment Methods Revealed

Making sure you get paid securely for a Marketplace listing is paramount. While most people have a good experience selling items through the platform, sellers should be aware of potential scammers. Only accept trusted online payment apps like Google Pay or Venmo. Cash is a safe method of payment if you meet the buyer in person for a local sale. However, always meet in a well-lit and busy public location.

Have you ever had trouble selling through Facebook Marketplace? How did you solve the problem? Let us know in the comments below.

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